Introduction
These Terms and Conditions ("Terms") govern your use of our website and the financial advisory services provided by LifeGrowth Wealth LTD (operating as LifeGrowthWealth.co.uk) ("we", "us", "our"). By accessing our website or engaging our services, you agree to be bound by these Terms.
About Our Services
We provide financial advisory services, including but not limited to financial planning, investment guidance, and wealth management support. All advice is provided based on the information you supply and is tailored to your individual circumstances where agreed.
No Guarantee of Outcomes
All investments carry risk. We do not guarantee the performance of any investment or financial strategy. Past performance is not indicative of future results.
Client Responsibilities
You agree to:
- Provide accurate and complete information about your financial situation
- Inform us promptly of any changes to your circumstances
- Review all documentation and advice provided
Failure to provide accurate information may affect the suitability of our advice.
Fees and Charges
Our fees will be clearly outlined and agreed upon before services are provided. These may include advisory fees, management fees, or commission where applicable. Full details will be disclosed in writing.
Confidentiality
We are committed to protecting your privacy. All personal and financial information you provide will be handled in accordance with our Privacy Policy and applicable data protection laws.
Regulatory Compliance
We operate in accordance with applicable financial regulations and are an appointed representative of Prydis Wealth Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 432014. You can verify these details here
Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any loss arising from:
- Market fluctuations
- Decisions made based on our advice where full information was not provided
- External factors beyond our control
Nothing in these Terms excludes liability for death, personal injury, or fraud.
Third-Party Services
We may recommend or introduce third-party products or services. We are not responsible for the performance or reliability of third-party providers.
Cookies And Tracking
We do not use cookies on our website. We do not store or track any personal data through cookies or similar technologies.
Complaints
If you are dissatisfied with our services, please contact Paul White, the Compliance Director of our network support firm, Financial Solutions Group Limited. You can contact him on 01392 432431, by email to paulwhite@financialsolutions.co.uk, or in writing to: Financial Solutions Group Limited Clyst House Manor Drive Clyst St Mary Exeter EX5 1GB Your complaint will be handled in line with our internal procedures, which are available on request, and regulatory requirements. Who is Financial Solutions Group Limited? Financial Solutions Group Limited are a network of financial advisers. They take care of administration and are responsible for overseeing us, taking care of regulatory responsibilities and ensuring the quality of our financial advice.
Changes to These Terms
We may update these Terms from time to time. Any changes will be posted on this page and, where appropriate, notified to you directly.
Governing Law
These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.